What is IPIRP (Defensive Driving)?

IPIRP stands for Internet Point and Insurance Reduction Program. Originally titled PIRP, the IPIRP course is essentially the same defensive driving course delivered in an online format.

It is also known as the alternate delivery method internet point and insurance reduction course for New York residents.

How long is the defensive driving course online NY (IPIRP)?

New York Defensive Driving Courses will take 320 minutes from start to finish as directed by the state of New York. Approved courses by the NYS DMV with an online delivery method do not need to be completed all in one sitting - the course is accessible 24/7 and you may log off and on as often as you need until course completion!

How many points does a defensive driving course take off in NY?

This online defensive driving course will reduce your point total by up to 4 points upon course completion. The reduction program ipirp will also give you a mandatory 10% discount on your insurance rates for 3 years in NY.

How much will I save on my car insurance?

That will depend on your individual New York auto insurance policy. The state-mandated discount is 10% from the base rate of your collision and comprehensive portion of your policy. Many of our students averaged anywhere from $900 to $1500 over the course of three years after our defensive driving online course completion.

Will the PIRP (Defensive Driving) course prevent my insurance company from raising my premiums?

PIRP (Defensive Driving) does not prevent general premium increases or premium increases due to violations or accidents. The good news is that it provides a 10% reduction for three years, from the base rate of your current liability, no-fault, and collision premiums. So this way you’re always saving money, even if your rates go up!

After I complete the New York Defensive Driving course NY, how do I receive the point reduction?

We will notify the New York DMV after you complete the course. A notice will then be entered on your New York driving record, and the New York DMV computer will automatically reduce your active point total by up to four points. "Point reduction" means the New York department of motor vehicles will not count up to four points on your driving record toward license revocation or suspension. Points must have been applied to your driving record within the past eighteen (18) months to qualify for a reduction program IPIRP. We will also mail you a certificate of completion to present to your insurance company.

Will I save more if members of my family take the course?

Yes, the insurance premium will apply to all motor vehicles principally operated by members of the family who complete the course. Please note that the discount can be applied to only one driver for each covered vehicle. To confirm the exact amount you will save, please contact your insurance agent.

How often do I have to take the course?

You can take the course every three years for an insurance discount. You are allowed to take it for point reduction every 18 months if needed.

Who should take the defensive driving PIRP course?

Each person with a New York driver license listed as a principal operator on an automobile policy must take this course in order to be eligible for a discount.

Example: if a family consists of a husband, wife, and a teenaged driver who own 3 automobiles, all three operators must take the course to be eligible for a discount on each automobile.

How will it work?

A. First, complete the course at your convenience in the same day or over 30 days; it's up to you!

B. Your original certificate of completion will be mailed to you the very next day after you complete the course. We will also report your completion to the DMV to ensure your point reduction.

Do I have to take a test?

There are short multiple-choice quizzes at the end of each chapter, but no final exam.

What if I don’t pass a quiz?

They are so simple, it’s virtually impossible not to pass! All you need to do is answer 3 out of 4. But if you miss it, all you have to do is take it again until you pass.

Can I log off and continue an I-PIRP course at a later time or use different computers for separate course sessions?

Yes. You can log in and out of the course as many times as you wish, allowing you to take the course in increments rather than all at one time. However, the New York DMV requires that you complete the I-PIRP course within 30 days of the date you register for the course. You can complete the course in as many sessions as necessary, but you must complete the course within 30 calendar days of registration. Your data will be stored on-line for each course session. You will be assigned a user ID (your email address) and a password (which you choose) when you register for the course. You can use your ID and password to log in on any computer that can access the Internet with an acceptable connection.

When can I start?

Now! And if you have any questions you can call us, email us, or use our friendly live chat!