Do I qualify for the Mature Driver Improvement Course Discount?
California law requires that insurance companies give a discount to drivers age 55+ and older who successfully complete a mature driver program. There are relatively few requirements for qualifying for an experienced driver discount.
In general, you qualify for an experienced driver course if all of the following apply:
- You are 55 years of age or older
- You have confirmed with your auto insurance company that they provide a premium rate reduction for taking an approved driver Improvement course
- You have a good driving record
Insurance companies can refuse to give you the experienced driver discount if you have a poor driving record.
How much can I save on my auto insurance?
California law allows insurance companies to determine the discount amount. Many drivers qualify for a discount of up to 15 percent. The exact amount depends on your insurance provider.
Is the insurance discount mandatory in California?
Yes. California law requires auto insurance companies to offer a discount to eligible drivers who complete a DMV approved Mature Driver Improvement Course.
How long is the insurance discount valid?
A completion certificate for the initial course is valid for an insurance discount for three years from the date of completion.
The certificate may be renewed by successfully completing a renewal experienced driver improvement course within one year of the expiration of the certificate, which is within four years of the completion date on the certificate.
A completion certificate for the renewal course is valid for an additional three year insurance discount from the date of completion.
How do I get my insurance discount?
After you successfully complete the Experienced Driver course, we will mail out your certificate of completion. This certificate must be submitted to your insurance company to activate the discount.
Do all insurance companies offer the same discount?
No. While the discount is mandatory, the percentage and policy details vary by insurance provider.
Should I check with my insurance company before enrolling?
Yes. We recommend confirming eligibility and discount details with your insurance provider before taking the course.
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