2026 Update: New York’s point look-back window changed on February 16, 2026. Points now count toward your suspension total for 24 months from the violation date, extended from the prior 18-month window. If any information you’ve read cites 18 months for suspension calculations, it reflects the old rules.
The Two Timelines You Need to Know
Points in New York operate on two separate timelines, and confusing them is one of the most common mistakes drivers make.
For suspension and DRA purposes: Points count for 24 months from the date of the violation (changed from 18 months as of February 16, 2026). Any violation dated within the last 24 months is actively factoring into your point total for DMV enforcement purposes.
For your driving record: The violation itself stays on your driving record for 3 years after conviction. Even after points stop counting toward suspension calculations, the underlying offense remains visible, to insurers, employers, and courts.
For alcohol- and drug-related offenses: These are the exception to both timelines above. A DWI, DWAI, or drug-related conviction stays on your driving record for 10 years and carries its own mandatory consequences separate from the point system.
How Points Are Calculated
Three things govern how points accumulate on your New York license:
- You must be convicted of a moving violation, points are not assessed at the time of the ticket
- Points are assigned based on the date of the violation, not the date of conviction
- Any violation dated within the last 24 months counts toward your active point total for suspension and DRA purposes
The practical implication of point 2 is significant: if you were ticketed in January but not convicted until July, the January date is what matters for your point window, not July.
How Long Different Things Stay on Your Record
|
Item |
How Long It Stays |
|
Moving violation conviction |
3 years from conviction date |
|
Points counting toward suspension / DRA |
24 months from violation date |
|
Alcohol- or drug-related conviction |
10 years |
|
License suspension or revocation |
Up to 4 years |
|
PIRP course completion |
10 years (noted on abstract) |
What Happens as Points Accumulate
New York’s penalties escalate in stages as your point total grows:
6+ points within 18 months → Driver Responsibility Assessment (DRA) You’ll receive a fee bill from the DMV, separate from any fines, payable annually for three years. The base rate is $100/year for 6 points, plus $25/year for each additional point. Failing to pay suspends your license.
10+ points within 24 months → Suspension review hearing Under the updated 2026 rules, reaching 10 points within 24 months triggers a DMV suspension review (down from the prior threshold of 11 points within 18 months). At the hearing, the DMV determines whether to suspend your license.
Mandatory suspension regardless of points Some offenses result in immediate license suspension or revocation with no point threshold required. These include DWI/DWAI convictions, refusing a chemical test, three speeding violations within 18 months, driving without insurance, and leaving the scene of a crash involving injury.
Points Assigned for Common Violations
|
Violation |
Points |
|
Speeding 1–10 mph over |
3 |
|
Speeding 11–20 mph over |
4 |
|
Speeding 21–30 mph over |
6 |
|
Speeding 31–40 mph over |
8 |
|
Speeding 40+ mph over |
11 |
|
Cell phone / portable electronic device |
5 |
|
Reckless driving |
5 |
|
Passing a stopped school bus |
8 (increased Feb 2026) |
|
Speeding in a construction zone |
8 flat (changed Feb 2026) |
|
DWI / drug-related conviction |
11 (new Feb 2026) |
|
Aggravated Unlicensed Operation |
11 (new Feb 2026) |
|
Failure to yield right-of-way |
3 |
|
Tailgating / following too closely |
4 |
|
Improper passing |
3 |
|
Leaving scene of property damage accident |
3 |
|
Leaving scene of personal injury accident |
5 (increased Feb 2026) |
|
Failure to exercise due care |
5 (increased Feb 2026) |
|
Railroad crossing violation |
5 |
|
Child safety restraint violation |
3 |
Violations that do NOT add points: Parking violations, bicycle violations, pedestrian violations, equipment violations, weight or emissions violations, and unregistered/uninsured driving.
Disclaimer: Official point system information is still being updated across NY DMV resources and some figures may not yet fully reflect the February 16, 2026 changes. Values marked (new/increased/changed Feb 2026) are sourced from the official NY DMV press release. Confirm current point values at dmv.ny.gov or by calling your local DMV office.
The Effect of the 24-Month Window in Practice
The shift from 18 to 24 months has a real impact on drivers who received tickets in 2024 and early 2025. Under the old rules, a violation from 20 months ago would no longer count toward your suspension total. Under the current rules, it does.
If you received any violations between roughly February 2024 and August 2024, those tickets that may have felt “expired” are now back in your active window. Combined with any new violations, they count toward the 10-point suspension threshold.
The best way to know exactly where you stand is to check your abstract through MyDMV.
How to Reduce Points on Your NY License
The only active tool available to New York drivers for reducing their point total is the Point and Insurance Reduction Program (PIRP), a DMV-approved defensive driving course.
Completing PIRP instructs the DMV not to count up to 4 points toward your suspension calculation. It does not remove the violation or conviction from your record, those stay for 3 years (or 10 years for alcohol-related offenses). But for the purpose of determining whether your license should be suspended, those 4 points are excluded.
Important limitations:
- PIRP point reduction applies only to violations within the 18 months before your course completion date
- It cannot reduce your point total below zero
- It does not apply to mandatory suspensions (DWI, DWAI, three speeding violations in 18 months)
- It does not prevent or reduce a Driver Responsibility Assessment already in progress
- You can use PIRP for point reduction once every 18 months
In addition to point reduction, completing PIRP qualifies you for a 10% discount on auto insurance premiums (liability, no-fault, and collision) for 3 years, required by New York State law for all licensed insurers. You can take PIRP once every 3 years for the insurance discount.
Disclaimer: Actual insurance savings vary by carrier, policy, and coverage levels. The 10% discount is required by NY law, but specific dollar savings are estimates based on general research and are not guaranteed. Contact your insurer for figures specific to your policy.

