Lastly, you will need to pass the road test. Oh, but before you attempt to do that, those under 18 must have practiced driving with supervision for a minimum of 50 hours (at least 15 hours after sunset and 10 hours in moderate to heavy traffic).Click here to see a list of our favorite driving schools
Pass the official DMV road test… and BAM! You will receive an interim license which allows you to drive until you get the official photo-one-with-your-smiling-face-on-it in the mail in the following 2 weeks.
We started with a question, what if you gather the world’s leading driving experts, behavioral scientists to create a course, then present it in a fun, engaging and memorable fashion? Years of research and development went into our course and we did just that. Partnering with the world-famous Improv, we have created this unique and lifesaving course.
Check out these helpful resources for parents with drivers under 18.
I-PIRP is an acronym for the Internet/Alternate Delivery Method Point and Insurance Reduction Program. It’s also known as New York Defensive Driving Course Online.
Another benefit of completing this course is a point reduction. If you accumulated too many points on your driving record, this will help to prevent you from getting your license suspended. Completion of the course will provide you with a 4-point credit that will be subtracted from your driving record point count.
First you need to take a Point and Insurance Reduction Program approved course. Once you complete the course, you will get a temporary proof of completion certificate that you can download, which also has the certificate number. Feel free to frame it or put it on the refrigerator. Your insurance company will adjust your discount from the date you have completed the course.
State rules require that all I-PIRP courses are a minimum of 320 minutes of instruction time. The good news is you have 30 days to complete and can log in and out as many times as you like. The course is accessible 24/7!
This will depend on your individual policy. The state-mandated discount is 10% from the base of your collision and comprehensive portion of your policy. Many of our students averaged anywhere from $900-$1500 over the course of three years.
No. PIRP does not prevent general premium increases or premium increases due to violations or accidents. It provides a 10% reduction for three years, from the base rate of your current liability, no-fault, and collision premiums. So this way you’re always saving money, even if your rates go up!
We will notify the NY DMV after you complete the course. A notice will then be entered on your New York driving record, and the NY DMV computer will automatically reduce your active point total by up to four points. "Point reduction" means the NY DMV will not count up to four points on your driving record toward license revocation or suspension. Points must have been applied to your driving record within the past eighteen (18) months to qualify for a reduction with this course. We will also mail you a certificate of completion to present to your insurance company.
Each person with a New York driver license listed as a principal operator on an automobile policy must take this course in order to be eligible for a discount.
Example: if a family consists of a husband, wife, and a teenaged driver who own 3 automobiles, all three operators must take the course to be eligible for a discount on each automobile.
Any New York driver is eligible for this defensive driving course and will save money on their insurance, whether they have points on their driving record or not.
To maximize your savings, all family members who are a principal driver of a vehicle on the insurance policy can take the NY defensive driving course. Each driver will receive a 10% discount on the base premium of their auto insurance policy.
Yes, the insurance premium will apply to all motor vehicles principally operated by members of the family who complete the course. Please note that the discount can be applied to only one driver for each covered vehicle. To confirm the exact amount you will save, please contact your insurance agent.
Yes. Any insured driver who is the principal operator and completes a Point and Insurance Reduction Program course will receive the 10% reduction.
You can take the course every three years for an insurance discount. You are allowed to take it for point reduction every 18 months if needed.