That’s a good thought! Absolutely! This course is for all NJ drivers and all ages. But they need to be the primary driver insured.
We report your certificate of completion directly to Electric Insurance Company® within 24 hours. Your discount should be applied retroactively to your completion date. It will likely to be shown on your next billing.
It depends on your policy. Each insurance company sets their own rate. The discount is usually between 5% to 15% from the base of your collision and comprehensive portion of your policy.
Yes, we are 100% online. You can take the course on ANY device from anywhere!
It’s really simple. Sign up online and log into the course. The NJ MVC mandates 360 minutes of course time. You can complete it all at once or at whatever pace you like. You can use any digital devices. Once you finish the course, we will provide your certificate of completion for your insurance carrier and notify the NJ MVC.
Yes, most insurance companies will give you a discount on your auto premium for completing a Defensive Driving/Insurance Discount course. In some states, insurance discounts are mandatory to all insurance companies. But the discounted course price we offer is only for Electric Insurance Company® customers. If you are insured with another carrier, please register here.
Most policy discounts last for 3 years. Check with Electric Insurance Company® for the length of the discount in your state. After 3 years, all you have to do is take the course again and secure your savings for another 3 years!(Those who move to another state or anyone who has a lapse in coverage may not be able to get a full 3 years discount.)
No, this course is ONLY for the insurance premium discount for Electric Insurance Company® customers. If you have a current traffic ticket and need to take a dismissal course, you can find the course you need here.
We will notify NJ MVC upon your completion of the course. A notice will then be entered on your New Jersey driving record, and your points should automatically be reduced by up to 2 points. Please note we can only reduce the points which are applied to your driving record in the past eighteen (18) months.
If you don't think you received the best value and experience while getting your guaranteed insurance discount, we'll refund you, no questions asked.
Our course is for NJ drivers of all ages. Are your family members insured with Electric Insurance Company®? Help them save too. Let them know of IMPROV’s NJ DMV approved course offered in partnership with Electric Insurance Company®.
We’ve been helping New Jersey drivers like you for over 20 years. Here's what ourstudents are saying about IMPROV’s NJ Defensive Driving Course for Electric Insurance Company®.