Points on your record can make it difficult to acquire affordable car insurance rates. Fortunately, it does not take a huge ordeal to clean up your driving record and remove points. Enrolling in, and completing a defensive driving course is a great way to show that you are taking steps to better your driving skills.
What do Points Mean?
When you are convicted of a traffic infraction, points will be added to your driving record. If you continue to accumulate points, you may be subject to fines or a suspension of your driving privileges.
Points and Violations on NJ DMV Driving Record
In the state of New Jersey, drivers are given a surcharge if six 6 points or more are posted to their NJ driving record a three-year period. In addition to court fees, these fines must be paid annually for three years. Once a NJ driver accumulates NJ speeding ticket points and other violations that equal 12 points or more, their NJ license may be suspended.
- Failure to yield right of way to a pedestrian 2 points
- Disregarding traffic signals 2 points
- Failing to obey stop/yield sign 2 points
- U-turn violation 3 points
- Illegal passing 4 points
- Reckless driving 5 points
- Passing a stopped school bus 5 points
- Speeding – 15 to 29 MPH over 4 points
30 MPH or more over 5 points
If NJ speeding ticket points are starting to add up, New Jersey drivers can take an MVC approved defensive driving course to reduce NJ speeding ticket points, New Jersey speeding ticket fines, and insurance premiums. These state-approved defensive driving schools are even conveniently available online.
Although the accumulation of points can be a negative thing, there are ways to have points removed from your NJ driving record. Drivers can have up to 3 points removed from their driving point total one year after any of these instances:
- Last NJ moving violation
- No violations within the past year
In addition, with the completion of an approved driver improvement program, up to two points can be deducted from a NJ defensive driving school course every five years. For more information, please contact your NJ MVC.