If you are taking an insurance reduction course for the first time you will be required to take the 6 hour Basic course. You will receive a 10% discount for 3 years on your Liability and Personal Injury Protection portion of your auto insurance plus a 3 point driving record DMV credit. Take a 3 hour Refresher course 3 years after taking the basic course and/or a previous refresher course and receive a 15% discount for three years plus a renewal of the 3 point driving record DMV credit. If it has been more than 3 years since your previous course but less than 5 years, you are still eligible for the Refresher course.
We will notify the Delaware DMV of your successful course completion and the 3-point credit will be applied to your DE driving record within 2 weeks following your course completion date. If you live in Delaware but your driver's license is from a state other than Delaware, you can still receive the insurance discount but you will not receive the 3 point credit.