Driving Record

In each state, all licensed drivers are expected to adhere to the rules and regulations of the road. When drivers fail to follow these rules, each state's department of motor vehicles (DMV) has a system designed to assign demerits for the infraction. These demerits or points are kept on the drivers driving record for a specified number of years. It's important to understand that each state has their own point system. Regardless of the state, the infraction points assigned are always based on the seriousness of the driving offense or infraction. Typically, the more serious the offense the higher the points that will be assigned. The following information provides a typical examples of how points may be allotted for various driving offenses. While the list does not include every infraction, the following information provides relative values based on the seriousness of the infractions.

Two-Point Driving Infractions

  • Speeding 10 MPH or less over the posted speed limit
  • Any other moving violation or violation of the traffic law not listed
  • Refusing a BAC test by drivers under the age of 21

Three-Point Driving Infractions

  • Improper passing or failing to obey a traffic signal
  • Driving carelessly
  • Driving 11 to 15 MP over the posted speed limit
  • Disobeying a school crossing guard or failing to stop for a school bus
  • Failing to stop at railroad crossings

Four-Point Driving Infractions

  • Driving while impaired
  • Drag racing
  • Speeding 16 MPH or more over the posted speed limit
  • Failing to stop or yield for an emergency vehicle
  • Having any BAC and being under the age of 21

Six-Point Driving Infractions

  • Driving while intoxicated (DWI) or Driving while under the influence (DUI)
  • Driving recklessly
  • Negligent homicide, manslaughter, or other felonies involving a motor vehicle
  • Failure to stop and provide identification at the accident scene
  • Refusing a chemical test
  • Illegal blood-alcohol content (BAC) level
  • Eluding or fleeing a police officer

Why Are Driving Record Points Important?

If you accumulate a certain number of points within a certain time period, your driving privileges can and will usually be suspended. Even if your license isn't suspended, insurance companies have access to your driving record. They typically use this information as a reason to raise insurance premiums. Simply put, it's important to know the number of points on your driving record because it has a direct influence on the amount you pay for insurance as well as your driving privileges.

How to Have Driving Record Points Removed?

In any case, state and local law enforcement agencies issue millions of traffic tickets every year. However, the majority of states allow drivers the opportunity to complete traffic school to have moving violations dismissed or the amount of the ticket reduced. In some instances, completing the traffic school course can have the associated points removed from your driving record. As a result, you can earn discounts on your car insurance premiums. In addition, driving school courses are instrumental for improving the driver's driving skills and teaching new defensive driving techniques.