Accepted by ALL insurance companies

Select your NY course to start saving

  • 10% insurance premium reduction
  • No timers, no final exam
  • Proof of Completion in 30 minutes
  • 100% online, any device
$27.95 + DMV Fee ( $8 + DMV Fee ) BEST VALUE, ZERO HIDDEN FEES $49.95 YOU SAVE 29%
Defensive Driving NY
Get a guaranteed 10% discount on your auto insurance and reduce points from your driving record (PIRP)!
3-Year Renewal
Took a Defensive Driving course in the last three years and need to renew?
TLC/Hack License
For the Taxicab Driver's License. All licensees must pass this course every three years.
District Attorney Traffic Diversion Program
Instructed to take a Defensive Driving course in lieu of a conviction or traffic ticket?
In-Person Classroom
Defensive Driving NY
Technically challenged? No problem! Our online courses are offered through a vast network of affiliates thought the state. We'll help you find a convenient location and class schedule. Note that you will need to call a selected classroom provider directly to register.

New York Defensive Driving Course

We’ve been helping New York drivers like you for over 20 years! Don’t just take it from us, let our customers do the talking.

One of the best Defensive Driving courses
This is one of the best Defensive Driving courses you can take. Highly recommend this to anybody who needs the reduction in premiums or just wants to be a safer driver.
River H.
Complete on any device, anywhere
I really appreciated not having to sit in a classroom seat for 8 hours! I was able to start the class on my desktop and pick it back up on my iPhone when I was standing in line at Ikea. Definitely a good use of my time waiting around.
Chris R.
Wow, simple and easy courses
Wow I was afraid to do it online but after live chat with Jordan I felt safe to do it. It was simple and easy to do in one time. Same day certificate is awesome, can't ask for anything better than that.
Lucky R.

Best value or your money back

Proof of Completion in 30 minutes
Automatic report to DMV/court
No final exam
100% online, all devices

So how do I save 10% on NY auto insurance?



Get started with our EXPRESS REGISTRATION. It’s free.



Short chapters, easy multiple-choice questions, no final exam. We guarantee you will pass our New York driving course.


We will mail your NY Defensive Driving Courses proof of completion certificate the day after you complete the course. You should receive it within 5-7 business days.


We will electronically report your completion certificate to the New York State (NYS) DMV immediately after completion, so you can focus on making the most of your new savings!

Ready to save 10% or more on your NY auto insurance?

New York Defensive Driving FAQs


What is IPIRP (Defensive Driving)?

IPIRP stands for Internet Point and Insurance Reduction Program. Originally titled PIRP, the IPIRP course is essentially the same defensive driving course delivered in an online format.

It is also known as the alternate delivery method internet point and insurance reduction course for New York residents.

How long is the defensive driving course online NY (IPIRP)?

New York Defensive Driving Courses will take 320 minutes from start to finish as directed by the state of New York. Approved courses by the NYS DMV with an online delivery method do not need to be completed all in one sitting – the course is accessible 24/7 and you may log off and on as often as you need until course completion!

How many points does a defensive driving course take off in NY?

This online defensive driving course will reduce your point total by up to 4 points upon course completion. The reduction program ipirp will also give you a mandatory 10% discount on your insurance rates for 3 years in NY.


How much will I save on my car insurance?

That will depend on your individual New York auto insurance policy. The state-mandated discount is 10% from the base rate of your collision and comprehensive portion of your policy. Many of our students averaged anywhere from $900 to $1500 over the course of three years after our defensive driving online course completion.

Will the PIRP (Defensive Driving) course prevent my insurance company from raising my premiums?

PIRP (Defensive Driving) does not prevent general premium increases or premium increases due to violations or accidents. The good news is that it provides a 10% reduction for three years, from the base rate of your current liability, no-fault, and collision premiums. So this way you’re always saving money, even if your rates go up!

After I complete the New York Defensive Driving course, how do I receive the point reduction?

We will notify the New York DMV after you complete the course. A notice will then be entered on your New York driving record, and the New York DMV computer will automatically reduce your active point total by up to four points. “Point reduction” means the New York department of motor vehicles will not count up to four points on your driving record toward license revocation or suspension. Points must have been applied to your driving record within the past eighteen (18) months to qualify for a reduction program IPIRP. We will also mail you a certificate of completion to present to your insurance company.

Will I save more if members of my family take the course?

Yes, the insurance premium will apply to all motor vehicles principally operated by members of the family who complete the course. Please note that the discount can be applied to only one driver for each covered vehicle. To confirm the exact amount you will save, please contact your insurance agent.

How often do I have to take the course?

You can take the course every three years for an insurance discount. You are allowed to take it for point reduction every 18 months if needed.

Who should take the defensive driving PIRP course?

Each person with a New York driver license listed as a principal operator on an automobile policy must take this course in order to be eligible for a discount.

Example: if a family consists of a husband, wife, and a teenaged driver who own 3 automobiles, all three operators must take the course to be eligible for a discount on each automobile.


How will it work?

A. First, complete the course at your convenience in the same day or over 30 days; it’s up to you!

B. Your original certificate of completion will be mailed to you the very next day after you complete the course. We will also report your completion to the DMV to ensure your point reduction.

Do I have to take a test?

There are short multiple-choice quizzes at the end of each chapter, but no final exam.

What if I don’t pass a quiz?

They are so simple, it’s virtually impossible not to pass! All you need to do is answer 3 out of 4. But if you miss it, all you have to do is take it again until you pass.

Can I log off and continue an I-PIRP course at a later time or use different computers for separate course sessions?

Yes. You can log in and out of the course as many times as you wish, allowing you to take the course in increments rather than all at one time. However, the New York DMV requires that you complete the I-PIRP course within 30 days of the date you register for the course. You can complete the course in as many sessions as necessary, but you must complete the course within 30 calendar days of registration. Your data will be stored on-line for each course session. You will be assigned a user ID (your email address) and a password (which you choose) when you register for the course. You can use your ID and password to log in on any computer that can access the Internet with an acceptable connection.

When can I start?

Now! And if you have any questions you can call us, email us, or use our friendly live chat!

Defensive Driving Course NY – IMPROV

575 Lexington Ave 4th Floor New York, NY 10022

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