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What do IMPROV Comedy Club and Defensive Driving Have in Common?

A conviction that defensive driving doesn’t have to be boring

A ridiculously simple way to SAVE 10% on your NY car insurance.

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Choose Defensive Driving Course Online that is right for you

Defensive Driving Course NY

3-Year Renewal

TLC/Hack License

DA Traffic Ticket Program

Classroom

4.7 stars

(200,025 reviews)

FLASH DEAL SAVE 45%

$49.95

$27.95*

No Surprise
Fees Ever

Proceed to Course
  • GUARANTEED 10% discount on auto policy
  • Reduce up to 4 Points on your Driving Record
  • Good for 3 Years
  • 10 Simple Chapters
  • Super Easy Multiple-Choice Quiz
  • Free Reporting to the DMV included
  • NY DMV Approved and Accepted by All Carriers
  • 24/7 Support via Phone, Chat, SMS

*+$8 NY DMV Fee

4.7 stars

(200,025 reviews)

FLASH DEAL SAVE 45%

$49.95

$27.95*

No Surprise
Fees Ever

Proceed to Course
  • GUARANTEED 10% discount on auto policy
  • Reduce up to 4 Points on your Driving Record
  • Good for 3 Years
  • 10 Simple Chapters
  • Super Easy Multiple-Choice Quiz
  • Free Reporting to the DMV included
  • NY DMV Approved and Accepted by All Carriers
  • 24/7 Support via Phone, Chat, SMS

*+$8 NY DMV Fee

4.7 stars

(200,025 reviews)

FLASH DEAL SAVE 45%

$49.95

$27.95*

No Surprise
Fees Ever

Proceed to Course
  • Accepted by NY TLC for HACK license
  • New License or Renewal
  • Can SAVE 10% on personal policy
  • Reduce up to 4 points from your DMV record

*+$8 NY DMV Fee

4.7 stars

(200,025 reviews)

FLASH DEAL SAVE 45%

$49.95

$27.95*

No Surprise
Fees Ever

Proceed to Course
  • Meets requirements for DA diversion program
  • Qualifies you for 10% Discount on Personal Auto Insurance
  • Reduce up to 4 points from your DMV record
  • 10 Simple Chapters
  • Easy Multiple-Choice Quiz

*+$8 NY DMV Fee

Technically challenged? No problem!

Our online course is offered through a vast network of affiliates throughout New York state. Click to find a convenient location and class schedule. Please note that you will need to call a selected classroom provider directly to register.

LOVE IT or YOUR MONEY BACK

See Why Over 4 Million Drivers Made Us
#1 Choice for New York Defensive Driving Course

We’ve been helping New York drivers like you for over 20 years!

Started at school, finished in line at IKEA

I really appreciated not having to sit in a classroom seat for 8 hours! I was able to start the school from my desktop and pick it back up on my iPhone when I was standing in line at Ikea. Definitely a good use of my time waiting around.

@Chris R.

One of the best Defensive Driving courses

This is one of the best Defensive Driving courses you can take. Highly recommend this to anybody who needs the reduction in premiums or just wants to be a safer driver.

@River H.

Wow, simple and easy course

Wow I was afraid to do a video course online but after live chat with Jordan about the course details I felt safe to do it, what a great source of information it was simple and easy to do it on one time. Same day certificate is awesome, can't ask for anything better than that.

@Lucky R.

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Course details and reporting process

INSTANT

Certificate in 30
minutes

No chapter
timers

Automatic report to
Court/DMV

100% online
any device

So how do I get my NY insurance discount?

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1

SIGN UP

Get started with our
EXPRESS REGISTRATION.
It’s free.


2

TAKE THE COURSE

Finish and say hello to insurance discounts!


3

ENJOY YOUR SAVINGS!

We'll mail your certificate to you and electronically report your completion to the NY DMV.


Your pace, your place

Get your insurance discount from the comfort of your home as fast or as slow as you like.

As long as you complete our NY Defensive Driving course within 30 days of signing up, we'll guarantee that you'll get your insurance discount. That's a promise.

Got questions?
We got answers!

How long is the course?

Our course meets the New York time requirement of 6 hours, but the total course time is 5 ½ hours, with 30 minutes allowed for breaks. The good news is that our course saves your progress as you go, which allows you to complete it at your own pace. You can log in and out as many times as you need without ever losing your progress.

What tests do I have to take?

The course is 10 chapters, and for each chapter, there is a short quiz with 4 questions. Answer 3 correct to pass. There’s no final quiz at the end of the course.

How long is the insurance discount valid?

The discount is valid for three (3) years, when you can repeat the course for renewal if you’d like.

Will my insurance really give me a discount if I take this course?

Yes – it’s a state law. This law requires insurance companies to offer a 10% discount of auto or motorcycle liability and collision insurance if you complete a New York State Department of Motor Vehicles-approved accident prevention course. More info here.

How much money will I save?

This will depend on your individual policy. The state-mandated discount is 10% from the base of your collision and comprehensive portion of your policy. Many of our students averaged anywhere from $900-$1500 over the course of three years.

How does it work?

A. First, complete the course at your convenience in the same day or over 30 days; it’s up to you!

B. Your original certificate of completion will be mailed to you the very next day after you complete the course. We will also report your completion to the DMV to ensure your point reduction.

Got more questions?
More info about the course

What is IPIRP (Defensive Driving)?

I-PIRP is an acronym for the Internet/Alternate Delivery Method Point and Insurance Reduction Program. It’s also known as New York Defensive Driving Course Online.

What is Point Reduction?

Another benefit of completing this course is a point reduction. If you accumulated too many points on your driving record, this will help to prevent you from getting your license suspended. Completion of the course will provide you with a 4-point credit that will be subtracted from your driving record point count.

Will the PIRP (Defensive Driving) course prevent my insurance company from raising my premiums?

No. PIRP does not prevent general premium increases or premium increases due to violations or accidents. It provides a 10% reduction for three years, from the base rate of your current liability, no-fault, and collision premiums. So this way you’re always saving money, even if your rates go up!

After I complete the New York Defensive Driving course NY, how do I receive the point reduction?

We will notify the NY DMV after you complete the course. A notice will then be entered on your New York driving record, and the NY DMV computer will automatically reduce your active point total by up to four points. “Point reduction” means the NY DMV will not count up to four points on your driving record toward license revocation or suspension. Points must have been applied to your driving record within the past eighteen (18) months to qualify for a reduction with this course. We will also mail you a certificate of completion to present to your insurance company.

Who should take the defensive driving PIRP course?

Each person with a New York driver license listed as a principal operator on an automobile policy must take this course in order to be eligible for a discount.

Example: if a family consists of a husband, wife, and a teenaged driver who own 3 automobiles, all three operators must take the course to be eligible for a discount on each automobile.

Who is eligible to take this course?

Any New York driver is eligible for this defensive driving course and will save money on their insurance, whether they have points on their driving record or not.

How long does it take to complete an I-PIRP (Defensive Driving) course?

State rules require that all I-PIRP courses are a minimum of 320 minutes of instruction time. The good news is you have 30 days to complete and can log in and out as many times as you like. The course is accessible 24/7!

How much money will I save by taking this course?

This will depend on your individual policy. The state-mandated discount is 10% from the base of your collision and comprehensive portion of your policy. Many of our students averaged anywhere from $900-$1500 over the course of three years.

Who should take this course for an insurance discount?

To maximize your savings, all family members who are a principal driver of a vehicle on the insurance policy can take the NY defensive driving course. Each driver will receive a 10% discount on the base premium of their auto insurance policy.

Will I save more if members of my family take the course?

Yes, the insurance premium will apply to all motor vehicles principally operated by members of the family who complete the course. Please note that the discount can be applied to only one driver for each covered vehicle. To confirm the exact amount you will save, please contact your insurance agent.

Will young and minor drivers and drivers participating in the assigned risk pool receive the insurance premium discount?

Yes. Any insured driver who is the principal operator and completes a Point and Insurance Reduction Program course will receive the 10% reduction.

How often do I have to take the course?

You can take the course every three years for an insurance discount. You are allowed to take it for point reduction every 18 months if needed.

Course Details &
Reporting Process

How will it work?

A. First, complete the course at your convenience in the same day or over 30 days; it’s up to you!

B. Your original certificate of completion will be mailed to you the very next day after you complete the course. We will also report your completion to the DMV to ensure your point reduction.

Do I have to take a test?

There are short multiple-choice quizzes at the end of each chapter, but no final test is required.

What if I don’t pass a quiz?

They are so simple, it’s virtually impossible not to pass! All you need to do is answer 3 out of 4. But if you miss it, all you must do is take it over until you pass.

Can I log off and continue an I-PIRP course at a later time or use different computers for separate course sessions?

Yes. You can log in and out of the course as many times as you wish, allowing you to take the course in increments rather than all at one time. However, the NY DMV requires that you complete the I-PIRP course within 30 days of the date you register for the course. You can complete the course in as many sessions as necessary, but you must complete the course within 30 calendar days of registration. Your data will be stored on-line for each course session. You will be assigned a user ID (your email address) and a password (which you choose) when you register for the course. You can use your ID and password to log in on any computer that can access the Internet with an acceptable connection.

When can I start?

Now! And if you have any questions you can call us, email us, or use our friendly live chat!

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