New York Defensive Driving Course
6 hoursDesigned for drivers looking to reduce points and save on insurance.
- DMV-accepted 6-hour program
- Reduce up to 4 points from your driving record
- 10% auto insurance discount for 3 years
Approved nationwide by courts and DMVs
Approved nationwide by courts and DMVs.
Save on insurance, reduce points, dismiss tickets.
Trusted by 5M+ drivers - backed by 200K+ reviews.
Not sure which course applies to you?
Use the state selector above to find the right option in seconds.
A defensive driving course is a state-approved driver improvement program that helps motorists become safer, more aware drivers. Depending on your state, completing a defensive driving course may allow you to:
Most defensive driving courses are available online, self-paced, and accessible on any modern device, making it easy to complete the course on your schedule.
| State | Official Course Name | Typical Duration | Common Benefit |
|---|---|---|---|
| New York | Point & Insurance Reduction Program (PIRP) | 6 hours | Point reduction + 10% insurance discount mandated by NY state law |
| Arizona | Defensive Driving Program (DDP) (Arizona Supreme Court) | 4 hours minimum | Ticket dismissal (civil moving violations) |
| New Jersey | Defensive Driving Course (DDC) (NJ Motor Vehicle Commission) | 6 hours | 2-point reduction + up to 10% insurance discount |
| Texas | Driving Safety Course (DSC) (Texas DLCR-regulated) | 6 hours | Ticket dismissal + insurance discount |
| Idaho | Defensive Driving/Accident Prevention Course (DDC/APC) (Idaho Transportation Dept.) | 6 hours | 3-point reduction (once every 3 years) |
| Delaware | Defensive Driving Program – Basic Course (Delaware DMV) | 6 hours (Basic) / 3 hours (Refresher) | Up to 15% insurance discount + 3-point credit |
| Pennsylvania | Driver Improvement School (DIS) (PennDOT) | 6 hours | Mandatory for 6+ point accumulation; no formal voluntary state program |
Select your state using the banner above to confirm eligibility and enrollment options.
Designed for drivers looking to reduce points and save on insurance.
Commonly used for traffic ticket dismissal through the Arizona Supreme Court's program.
Ideal for drivers seeking point reduction and insurance savings.
Commonly taken for court-directed ticket dismissal.
Built for drivers who want to reduce points and keep their license in good standing.
A great option for drivers looking to lower insurance premiums and earn a point credit.
Designed for drivers seeking an insurance discount or court-directed completion.
While course details vary by state, all IMPROV™ defensive driving programs cover essential safety fundamentals, including:
Drivers choose defensive driving courses for both practical and financial reasons, including:
Avoiding or reducing points on their license
Meeting court or ticket requirements (where applicable)
Lowering auto insurance premiums (often 5–15%)
Becoming a safer, more confident driver
Benefits depend on state rules, driving history, and insurance provider.
Gone are the days of mandatory in-person classes. Most drivers can now complete their defensive driving course online anytime, anywhere.
Our online defensive driving course is built for convenience:
Support is available 7 days a week via live chat, phone, email, or text if you need help at any point.
Want to save on your auto insurance and freshen up your driving skills? We help millions of people lower their monthly premiums and become smarter drivers each year.
Gone are the days when you were required to take in-person driving courses. Now, most states will allow you to get your certificate of completion online. Take advantage of the mobile, do-anywhere online course, and complete it at your own pace
FAQ
While the actual online defensive driving curriculum of the course will vary depending on the state you reside in; you'll still cover the basic fundamentals that traffic school typically includes.
You'll spend time learning about traffic crashes and the statistics behind them so you can understand the real magnitude of the problem we face. You'll also dive into the mental factors of good driving, including the importance of a clear state of mind before getting behind the wheel. Going off of that, you'll then learn more about accident prevention and the dangers of driving under the influence of alcohol or other drugs.
Additionally, your course will go over what happens if you're involved in a car accident and how to avoid accidents in the first place. Avoiding distracted driving and obeying all area traffic laws are two of the most important aspects of this.
The term 'defensive driving' was coined back in the 1960s by the National Safety Council to describe a set of common-sense driving tactics that can reduce the risk of car crashes by anticipating dangerous scenarios before they arise.
While the Safety Council created the first course on the topic, there are now many different courses available on the matter.
As a driver, you're not only looking out for yourself. You also have to consider the actions and behaviors of all other drivers on the road. Learning the skills supported by the National Safety Council is the best way to anticipate driving emergencies you may encounter.
These skills include:
- Scanning the road around you and ahead of you
- Planning for worst-case scenario emergencies
- Determining an escape route if necessary
- Respecting other drivers and treating them as you'd like to be treated
Are you considering taking this driving defensive course? When you take it online from us, you can rest assured that you're getting the lowest price and the best defensive driving traffic school program available.
All of our traffic school programs are based on recommendations from the National Safety Council and include widely supported safe driver techniques.
Beyond the knowledge gained from your learning, there are many other benefits that come along with getting a certificate of completion from a driving online class. While the specific benefits will vary based on your state, some of the most common include:
- Eliminating points on your driver's license from past traffic tickets, especially moving violations
- Minimizing the impact a ticket has on your car insurance premiums
- Becoming eligible for discounted rates from your auto insurance provider
You can expect to have lower insurance rates through a defensive driving class. Discounts depend on your auto insurance provider and state. However, these may vary from 5 to 15%. Some states only allow 55 and older adults to receive a discount through course completion.
This course can be completed in one sitting and users can work at their own pace. They're able to log in and out of the course at their convenience and complete it on any device.
You can expect to pay anywhere from $20-$40 for your course. The price varies by state.
Do you have questions about how our Defensive Driving program can benefit your specific situation? Contact your local Department of Motor Vehicles and your current insurance company to understand the possibilities for you, individually.
Are you ready to take our fully approved, fun, and effective course and get your insurance discount?