That’s a good question! The discount can be applied to any driver on your Electric Insurance policy who is identified on your policy as the primary user of a specific vehicle on your policy and who meets your state’s age requirement.
We report your certificate of completion directly to Electric Insurance within 24 hours. Your discount should be applied retroactively to your completion date. It will likely be shown on your next billing.
The actual dollar amount varies based on your state and the premium amount of certain coverages on your policy.
Yes, we are 100% online. You can take the course on ANY internet-enabled device from anywhere!
It’s really simple. Sign up online and log into the course. You can complete it all at once or at whatever pace you like. You can use any digital device, including your computer, phone, or tablet. There’s no final exam required, so you’re guaranteed to pass. Once you finish the course, we will provide your Certificate of Completion for your records. (You won’t need to submit the certificate to Electric Insurance or to the New York Department of Motor Vehicles, since we will take care of the reporting for you.)
Most insurance companies will give you a discount on your auto premium for completing a defensive driving/insurance discount course. If you are insured with another carrier, please check to see if it offers a discount. If so, you can register here.
Most policy discounts last for two or three years. Check with Electric Insurance for the length of the discount in your state. All you’ll have to do when it expires is take the course again and secure your savings for another two or three years! (Please note that the full period of the discount may not apply for those who move to another state or have a lapse in coverage.)
It depends on your state. In most states, this course is ONLY for the insurance premium discount for Electric Insurance customers. If you have a current traffic ticket and must take a dismissal course, explore course options here.
If you don't think you received the best value and experience while getting your guaranteed insurance discount, we'll refund you, no questions asked.
Electric Insurance’s discount is available to its auto insurance customers of all ages. Your friends or family members who are also insured by Electric Insurance and meet the age criteria are also eligible for course completion savings.
We’ve been helping New York drivers like you for over 20 years. Here's what ourstudents are saying about IMPROV’s NY Accident Prevention Course for Electric Insurance Company.