New Jersey Defensive Driving Course

Save on Insurance With New Jersey's Online Defensive Driving Course

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GEICO Allstate Liberty Mutual Progressive Farmers GEICO Allstate Liberty Mutual Progressive Farmers GEICO Allstate Liberty Mutual Progressive Farmers
GEICO Allstate Liberty Mutual Progressive Farmers GEICO Allstate Liberty Mutual Progressive Farmers GEICO Allstate Liberty Mutual Progressive Farmers
Main Street America AARP NYCM Insurance MetLife Carpenter Associates Main Street America AARP NYCM Insurance MetLife Carpenter Associates Main Street America AARP NYCM Insurance MetLife Carpenter Associates
Main Street America AARP NYCM Insurance MetLife Carpenter Associates Main Street America AARP NYCM Insurance MetLife Carpenter Associates
USAA Solidified Mercury Insurance Maximus Alliance USAA Solidified Mercury Insurance Maximus Alliance USAA Solidified Mercury Insurance Maximus Alliance
USAA Solidified Mercury Insurance Maximus Alliance USAA Solidified Mercury Insurance Maximus Alliance USAA Solidified Mercury Insurance Maximus Alliance

SAVE in 3 Easy Steps

With New Jersey’s shortest defensive driving course allowed by law

Take the fast lane

Enroll with 1-Click.

Enroll in New Jersey's 6-hour defensive driving course – the shortest course allowed by law in New Jersey – in just a few clicks.

Enroll Now

$29.95 $24.95

Easy Complete

  • NJ MVC Approved
  • 100% Online, No Final Exam
  • May Reduce Points on Your Driving Record
  • Insurance Discount Where Eligible, Per NJ Law
  • Free Certificate & Electronic Reporting to NJMVC
  • Certificate Typically Within 30 Minutes

Understand your insurance discount

Set by New Jersey Law

Under N.J.S.A. 17:33B-45.1, New Jersey insurers are required to offer a discount for completing an approved defensive driving course – a minimum of 5%, with many carriers offering up to 10%. Confirm your carrier’s exact discount and how long it lasts.

Enroll Now

$29.95 $24.95

Improv comedy club

Easiest course allowed by state law

Fast. Fun. Done.

Created in partnership with IMPROV Comedy Club to make the material genuinely entertaining. Complete on your phone, computer, or as an audio course.

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$29.95 $24.95

Improv comedy club

The Only Official Defensive Driving Course that is Built by Science & Fueled by Fun

In collaboration with the World FamousIMPROV™ Comedy Club

NJ MVC Approved


Approved by the New Jersey Motor Vehicle Commission for point reduction and insurance discounts.

Insurance Discount Set By Law


Per N.J.S.A. 17:33B-45.1, New Jersey insurers must offer at least a 5% discount for completion, with many offering up to 10%.

May Reduce Points on Your Record


Eligible New Jersey drivers may reduce points on their driving record by completing this course.

No Final Exam


Just a few quick questions along the way, with unlimited attempts.

100% Online & Mobile-Friendly


Complete on any device – no downloads required.

Electronic Reporting to NJMVC


We notify the New Jersey Motor Vehicle Commission electronically once you finish.

About the New Jersey Course



Who can take the NJ Defensive Driving Course for insurance discounts or point reduction?

New Jersey insurance companies are required to offer insurance premium discounts for drivers who successfully complete an approved defensive driving course. Eligible drivers may receive a minimum of 5% discount, with some insurance carriers offering up to 10%. Safe drivers are preferred on the road, and you will receive a certificate to verify your completion.

How often can I take the New Jersey Defensive Driving Course?

The auto insurance reduction can last up to 3 years, and you are eligible to take a New Jersey defensive driving course for point reduction once every 5 years.

What is the New Jersey Defensive Driving Course?

The New Jersey Defensive Driving Course is a driver training course that allows eligible non-commercial, licensed adult drivers in New Jersey to earn an auto insurance discount and reduce points on their driving record.

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Course Benefits & Requirements



Why is this course better than other courses?

We’ve been in business for over 20 years and have an exceptional customer support team available 7 days a week. Our course uses easy-to-follow material, fun microlearning content, and interactive games to make the experience more engaging.

Is your course accepted by all insurance companies?

Our New Jersey Defensive Driving Course is designed to meet New Jersey requirements for insurance premium discounts. Insurance eligibility and discount amounts can vary by provider, so check with your insurance company to confirm the discount available to you.

Does a New Jersey Defensive Driving Course provide a point reduction if I have a traffic ticket or existing points?

Our New Jersey online Defensive Driving Course can remove up to two points from your license and driving record every five years. These points must be present at the time you enroll. However, taking a defensive driving course does not necessarily dismiss a traffic ticket or remove points in every situation. Eligibility is determined on a case-by-case basis, so check with the court handling your case and your course provider if you are unsure.

Can I take the NJ Defensive Driving Course even if I have no points on my driving record?

Yes. Eligible drivers may enroll and receive the applicable insurance discount regardless of whether they currently have points on their driving record.

What types of violations or tickets can this course help with?

The New Jersey Defensive Driving Course can help with point reduction for eligible moving violations, such as speeding or improper passing, and is designed to meet insurer requirements for safe driver discounts. Court-mandated dismissal or special employer requirements may require additional verification, so check with the court or employer when necessary.

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Course Format & Completion



Is there a final exam?

Good news, there’s no final exam. You’ll answer a few quick questions throughout the course, with unlimited attempts to make passing completely stress-free.

How long is the New Jersey Defensive Driving Course?

Our course is only 6 hours, which is the shortest course length allowed by law in New Jersey.

How many chapters are in the NJ Defensive Driving Course?

We’ve split the course into 5 short chapters to make it easy to complete. You can take the course at your own pace and start and stop whenever you need.

Is this course accepted for all NJ driver improvement requirements?

No. Defensive driving is a voluntary course for point reduction and insurance discounts only. Mandatory DIP and PDP programs are separate requirements for drivers who receive MVC notices, and defensive driving does not substitute for those programs.

How do I sign up for the New Jersey Defensive Driving Course, and can I take it online?

Enrollment is simple and can be completed online through our website. The entire course is available online, allowing you to learn from anywhere at your own pace.

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Reporting & Insurance Discounts



How is my completion reported to the NJ MVC and insurance company?

Upon completion of your course, we will notify the New Jersey Motor Vehicle Commission (MVC) electronically. You can also print your certificate within 30 minutes and keep a copy for your records or provide it to your insurance agent.

How quickly are points removed and discounts applied after course completion?

Points are typically removed within a few business days after your completion is reported to the NJ MVC. Insurance discounts are applied after you provide your certificate to your insurer, usually during your next policy period.

How can I verify that my points have been removed or my insurance discount has been applied?

After completing the course, point removal is processed electronically by the NJ MVC, typically within a few business days. Insurance discounts are applied once the certificate is provided to your insurer, usually at the next policy renewal. You can check your MVC driving record or contact your insurance agent to confirm.

Does the NJ Defensive Driving discount apply to all vehicles and drivers on my policy?

Discounts apply to private passenger automobiles, with only one discount per vehicle. If a policy covers two or more vehicles, the discount applies to the vehicle principally operated by the person who completes the course. If you have multiple drivers and vehicles in your household, it may benefit each eligible principal driver to complete the course.

How much does the NJ Defensive Driving Course cost, and are there any hidden fees?

Course fees are displayed clearly during online registration, with no hidden charges or surprise costs. Everything included with the course is shown before checkout.

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Meet New Jersey’s MVC-Approved Defensive Driving Course

Our New Jersey course is the shortest defensive driving course allowed by law in the state – just 6 hours – and is approved by the New Jersey Motor Vehicle Commission for point reduction and insurance discounts.

New Jersey law (N.J.S.A. 17:33B-45.1) requires insurers to offer at least a 5% premium discount for completing an approved course like this one, with many carriers offering up to 10% – confirm your specific discount and how long it applies with your insurer. Eligible drivers may also reduce points on their driving record.

The course itself is 100% online with no final exam – just a few quick questions along the way with unlimited attempts. Once you finish, we notify the New Jersey MVC electronically, and your certificate is typically ready within about 30 minutes.

What It Actually Means to You

  • NJ MVC Approved – Approved for point reduction and insurance discounts.
  • Insurance Discount Set by Law – At least 5%, often up to 10%, per N.J.S.A. 17:33B-45.1.
  • Point Reduction Where Eligible – Confirm your specific case with the MVC.
  • No Final Exam – Unlimited attempts on quick check-in questions.
  • 100% Online and Mobile-Friendly – Any device, no downloads.
  • Certificate in About 30 Minutes – Electronically reported to the NJMVC.
  • Comedy Club Perk – 4 free VIP tickets to the IMPROV Comedy Club with completion.

Join the New Jersey drivers who’ve used IMPROV to make this process easier.

Save on insurance and keep your driving record clean
with the New Jersey defensive driving course.

$29.95$24.95

Enroll Now ♡ it or your money back

Real Student Testimonials

Last month, we helped
0 drivers like you

5,000,000
DRIVERS TRAINED

It was a fun course, educational too.

Glenda P.
New York

The IMPROV NJ defensive driving course was a pleasant surprise! It helped lower my rates on my car insurance and also took off 2 points on my driving record.

Roseangle S.
New Jersey

I took the course online and I loved it! It was super easy and interesting!

Haley S.
Kentucky

IMPROV transformed traffic school from a hassle into an enjoyable experience. Top-notch customer service, and best of all—I’m saving $100-150/month on car insurance. Definitely worth it.

Jorden S.
California

Save on insurance and keep your driving record clean with
the New Jersey defensive driving course.

$29.95$24.95

Enroll Now

♡ Love it or your money back

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