Save 10%. Accepted by ALL insurance.

Save 10% on your auto insurance policy

Our Defensive Driving course is accepted by ALL insurance companies and is also approved by the New York DMV.

New York Defensive Driving Course Online

We’ve been helping New Yorkers like you for over 20 years! Don’t just take it from us, let our customers do the talking.

Take it anywhere
"It is very convenient, you can take it anywhere as long as you have a device with connected internet. My insurance saving is $1200 for the next 3 years!"
Esther C.
User-friendly and easy
"The course was extremely user friendly and it was extremely informative and so easy! I am now saving over $360 on my car insurance."
Rae Lyn D.
The entire family can save!
"This online course was a snap! I will be saving $450 and my wife also completed the course after I did so she will be saving too!"
Nelson L.

We’re here for you every step of the way

Our support team is here to help guide you and answer any questions from when you sign up to the point you get your certificate. We’re online 24/7, even during COVID.


Frequently Asked Questions

How much will I save on my auto insurance premium?

You will reduce the base rate of your auto and motorcycle insurance premiums by 10% each year for three years. While savings will depend on your individual policy, our students report savings from $400–1200 over the course of three years.

How do I pass the course and do I receive a proof of completion document?

There are short multiple-choice quizzes at the end of each chapter, but no final test. If you don't pass the quizzes, just keep taking it until you do! Once you complete the course, we will mail you the original certificate of completion the next day.

Will I have to take the course every year?

No, taking the course will enable you to save for 3 years (36 months) from the course completion date. To enjoy savings after 3 years, simply take the course again.

When will the insurance premium discount go into effect?

Once you submit the certificate of completion to your insurance company, the savings will go into effect and will be retroactively start from your course completion date.

Will I save more if my family members take the course?

Yes, you will! If you have any drivers who are primary drivers of the vehicle on your policy, you will receive additional savings if they take the course.

What is "point reduction" and how do I receive it on my driving record?

"Point reduction" means the NY DMV will not count up to four points on your driving record toward license revocation or suspension. Points must have been applied to your driving record within the past eighteen (18) months to qualify for a reduction with this course. Once you complete the course, we will notify the NY DMV and the DMV will automatically reduce your active points (up to four points).

Ready to save on your insurance premium?

Join our other 4+ million customers who have saved with our courses.