Save an extra 10% on your auto insurance policy.
Accepted by ALL insurance companies

  • 100% online, any device
  • Proof of Completion in 30 minutes
  • 10% insurance premium reduction
  • No timers,
    no final exam
$37.95 $27.95 YOU SAVE 27% * Plus $8 DMV/State Fee.
MOST POPULAR
Defensive Driving NY
Start here to get a guaranteed 10% Insurance Premium Reduction and to Reduce Points from your driving record (PIRP).
3-Year Renewal
Select this if you took a Defensive Driving course in the last three years and need to renew your certificate online.
TLC/Hack License
Start here for the New York Taxi and Limousine Commission for the Taxicab Drivers License (new and renewals). All licensees must pass this course every three years.
District Attorney Traffic Diversion Program
Start here if you were instructed to take a Defensive Driving course in lieu of a conviction or traffic ticket as part of the NY District Attorney's traffic diversion program.
In-Person Classroom
Technically Challenged? No problem our online course is offered through a vast network of affiliates thought the state. Click to find convenient location and class schedule. Note you will need to call a selected classroom provider directly to register.

Simple and reliable

Get the points taken off your driving record the easy way. Yes, you can even complete New York Defensive Driving Course by midnight of your due date and we will report to the DMV and court for you!

  • Instant certificate filing, FREE
  • Approved by the NY DMV
  • FREE instant electronic reporting to DMV and court

Great features and benefits

CERTIFICATE IN
30 MINUTES
AUTOMATIC REPORT
TO COURT/DMV
NO FINAL EXAM
100% ONLINE,
ANY DEVICE

So how do I save 10% on NY Auto Insurance?

1

GET STARTED FAST

New York residents can start the saving process instantly with our free express registration for online defensive driving.
2

COMPLETE THE COURSE

Short chapters, easy multiple choice questions, no final exam. We guarantee you will pass our driving course.
3

RECEIVE YOUR CERTIFICATE

We will mail your NY Defensive Driving Course proof of completion certificate the day after you complete the course (you should receive it within 5-7 business days).
4

ENJOY YOUR REDUCED PREMIUMS!

We will electronically report your completion certificate to the New York State (NYS) DMV, so you can focus on making the most of your new savings!

Ready to save 10% more on your NY auto Insurance?

New York Defensive Driving Course

We’ve been helping New Yorkers like you for over 20 years! Don’t just take it from us, let our customers do the talking.

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Complete on any device, anywhere
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I really appreciated not having to sit in a classroom seat for 8 hours! I was able to start the class on my desktop and pick it back up on my iPhone when I was standing in line at Ikea. Definitely a good use of my time waiting around.
Chris R.
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Perfect for traffic ticket dismissal, A+
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I really appreciated not having to sit in a classroom seat for 8 hours! I was able to start the class on my desktop and pick it back up on my iPhone when I was standing in line at Ikea. Definitely a good use of my time waiting around.
River H.
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Wow, simple and easy course
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Wow I was afraid to do it online but after live chat with Jordan I felt safe to do it, what a great source of information it was simple and easy to do it on one time. Same day certificate is awesome, can't ask for anything better than that.
Lucky R.

Frequently Asked Questions

ONLINE DEFENSIVE DRIVINGS FAQS

What is IPIRP (Defensive Driving)?

IPIRP stands for Internet Point and Insurance Reduction Program. Originally titled PIRP, the IPIRP course is essentially the same defensive driving course delivered in an online format.

It is also known as the alternate delivery method internet point and insurance reduction course for New York residents.

How long is the defensive driving course online NY (IPIRP)?

New York Defensive Driving Courses will take 320 minutes from start to finish as directed by the state of New York. Approved courses by the NYS DMV with an online delivery method do not need to be completed all in one sitting – the course is accessible 24/7 and you may log off and on as often as you need until course completion!

How many points does a defensive driving course take off in NY?

This online defensive driving course will reduce your point total by up to 4 points upon course completion. The reduction program ipirp will also give you a mandatory 10% discount on your insurance rates for 3 years in NY.

NEW YORK DMV IPIRP (DEFENSIVE DRIVING) 10% CAR INSURANCE AND POINT REDUCTION PROGRAM

How much will I save on my car insurance?

That will depend on your individual New York auto insurance policy. The state-mandated discount is 10% from the base rate of your collision and comprehensive portion of your policy. Many of our students averaged anywhere from $900 to $1500 over the course of three years after our defensive driving online course completion.

Will the PIRP (Defensive Driving) course prevent my insurance company from raising my premiums?

PIRP (Defensive Driving) does not prevent general premium increases or premium increases due to violations or accidents. The good news is that it provides a 10% reduction for three years, from the base rate of your current liability, no-fault, and collision premiums. So this way you’re always saving money, even if your rates go up!

Who should take the defensive driving PIRP course?

Each person with a New York driver license listed as a principal operator on an automobile policy must take this course in order to be eligible for a discount.

Example: if a family consists of a husband, wife, and a teenaged driver who own 3 automobiles, all three operators must take the course to be eligible for a discount on each automobile.

Will I save more if members of my family take the course?

Yes, the insurance premium will apply to all motor vehicles principally operated by members of the family who complete the course. Please note that the discount can be applied to only one driver for each covered vehicle. To confirm the exact amount you will save, please contact your insurance agent.

How often do I have to take the course?

You can take the course every three years for an insurance discount. You are allowed to take it for point reduction every 18 months if needed.

Who should take the defensive driving PIRP course?

Each person with a New York driver license listed as a principal operator on an automobile policy must take this course in order to be eligible for a discount.

Example: if a family consists of a husband, wife, and a teenaged driver who own 3 automobiles, all three operators must take the course to be eligible for a discount on each automobile.

COURSE TRAINING DETAILS & DEPARTMENT OF MOTOR VEHICLES REPORTING PROCESS

How will it work?

A. First, complete the course at your convenience in the same day or over 30 days; it’s up to you!

B. Your original certificate of completion will be mailed to you the very next day after you complete the course. We will also report your completion to the DMV to ensure your point reduction

Do I have to take a test?

There are short multiple-choice quizzes at the end of each chapter, but no final exam.

What if I don’t pass a quiz?

They are so simple, it’s virtually impossible not to pass! All you need to do is answer 3 out of 4. But if you miss it, all you have to do is take it again until you pass.

Can I log off and continue an I-PIRP course at a later time or use different computers for separate course sessions?

Yes. You can log in and out of the course as many times as you wish, allowing you to take the course in increments rather than all at one time. However, the New York DMV requires that you complete the I-PIRP course within 30 days of the date you register for the course. You can complete the course in as many sessions as necessary, but you must complete the course within 30 calendar days of registration. Your data will be stored on-line for each course session. You will be assigned a user ID (your email address) and a password (which you choose) when you register for the course. You can use your ID and password to log in on any computer that can access the Internet with an acceptable connection.

When can I start?

Now! And if you have any questions you can call us, email us, or use our friendly live chat!

Complete the course with ease from start to finish!

What are you waiting for?