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NJ insurance companies are required (per New Jersey State rule, N.J.S.A. 17:33B-45.1) to offer insurance premium discounts for drivers who successfully completed an approved NJ defensive driving course. This applies to all insurance companies writing private passenger policies in New Jersey, and earns the defensive driving participant a minimum of five percent discount with many carriers offering up to 10%.
The insurance reduction is available for three years. You are eligible to take a New Jersey defensive driving course for a point reduction once every 5 years.
So many reasons! We’ve been in business for over 20 years, we have an exceptional 24/7 customer support team, and our material is both easier and more entertaining than anything else you’ll find. That we guarantee.
Upon completion of the course, our company will notify the NJ Motor Vehicle Commission (MVC) electronically and you can print your own certificate within 30 minutes! Keep a copy for your records and/or insurance agent.
Discounts apply to private passenger automobiles, with only one discount per vehicle. If the policy insures two or more vehicles, the discount applies to the vehicle principally operated by the person who completes the course. If you have multiple drivers and multiple vehicles in your household it may benefit you for every driver to complete the course.
We suggest that all family members who are a principal driver on the insurance policy should take the NJ defensive driving course to each receive a 5%-10% discount on the auto insurance policy. For example, four family members with four vehicles on the policy can save up to 40%!
Yes, our New Jersey Defensive Driving course is trusted and accepted by all insurance companies for a premium discount. We have helped other New Jersey drivers like you save thousands of dollars on their insurance policies with various providers, big and small.
Our New Jersey online Defensive Driving course removes two points from your license and driving record every five years. Note that these points can only be removed if they are present at the time a driver signs up for the course.
Points can result in the suspension or even loss of one’s license, so don’t wait to get them cleared!
It should be noted that in some cases signing up for a Defensive Driving course will not necessarily result in the dismissal of a traffic ticket or help a driver remove points from his or her driver’s license. This is something that is determined on a case by case basis; when in doubt, a driver should check with the court handling their case as well as the defensive driving course provider.
You have 180 days after signing up to complete the NJ Defensive Driving course. Per state rules, those who do not complete the course during this time period will be automatically marked as having failed the course.
No, there’s no exam. Each of our 10 short chapters has a 2-question quiz. (You have unlimited attempts to pass each quiz, yay!)
At the end, you’ll have a multiple choice quiz with 25 questions. You need 20 correct answers to pass. Not a good test taker? Not to worry, you once again get unlimited free attempts to pass!
Yes, that’s right! Our course is only 6 hours, which is the shortest course allowed by law in New Jersey.
We’ve split it into 10 short chapters to make it easy for you. And what’s more, you can take it at your own pace, and start and stop as you please.