Yes! It varies by state who is allowed to take a course for an insurance discount. (In some states only drivers age 55 and older are eligible to receive an insurance discount by completinga course) Please confirm with your insurance agent.
Any New York driver is eligible for this defensive driving course and will save money on their insurance whether they have points on their insurance or not.
Yes, The insurance premium will apply to all motor vehicles principally operated by members of the family who complete the course. Please note that the discount can be applied to only one driver for each covered vehicle. To confirm the exact amount you will save, please contact your insurance agent.
State rules require that all I-PIRP courses are a minimum of 320 minutes of instruction time. The good news - you have 30 days to complete and can log in and out as many times as you like. The course is accessible 24/7.
Each person with a New York driver license listed as a principal operated on an automobile policy must take this course in order to be eligible for a discount. Example: if a family consists of a husband, wife and child who own 3 automobiles, all three operators must take the course to be eligible for a discount on each policy.
320 minutes. All NY DMV approved courses are at least 320 minutes long to meet requirements of the NYS DMV for the Defensive Driving program. You now have an option of completing the course online or attending a classroom with one of our certified affiliates.
Yes. We are one of very few courses that can either be completed online or in a classroom. In addition, due to our proprietary validation system, you will not be required to take a proctored exam once you are done with the course. Which means - you can do it ONLINE, 100%!
We are the only course that is allowed to use humor to teach what can be a very dry subject. We figure if you enjoy the presentation you will learn more. Also, because of our unique technology this course is not required to administer final exams or send you for outside ID verification.
Yes. When you complete an I-PIRP course, you receive the same benefits as when you complete a classroom PIRP course. You can reduce your driver violation point total by a maximum of four points, and you can save ten percent on your auto liability and collision insurance premiums.
Both the classroom PIRP course and the I-PIRP course have very similar content and information, and both courses include 320 minutes of instruction. The classroom course is given in one daytime session or two evening sessions. You can take the I-PIRP course from home, at a convenient time for you. You can take the I-PIRP course at your own speed within the 30-day period.
We will notify the NY DMV after you complete the course. A notice will then be entered on your New York driving record, and the NY DMV computer will automatically reduce your active point total by up to four points. "Point reduction" means the NY DMV will not count up to four points on your driving record toward license revocation or suspension. We will also mail you a certificate of completion to present to your insurance company.
Yes.
You can log in and out of the course as many times as you wish, allowing you to take the course in increments rather than all at one time. However, the NY DMV requires that you complete the I-PIRP course within 30 days of the date you register for the course. You can complete the course in as many sessions as necessary, but you must complete the course within 30 calendar days of registration.
Your data will be stored on-line for each course session. You bill be assigned a user ID (your DL #) and a password (which you choose) when you register for the course. You can use your ID and password to log in on any computer that can access the Internet with an acceptable connection.
Because of our unique technology you can complete our course without any Final Exams Although there are three simple questions at the end of each chapter and you are only required to get one answer right.
We collect certain personal information from you to verify your identity and your participation. This includes identity information like the Client ID number from your NYS driver license and your name and date of birth. Identity and participation information consists of biometric data-like keystrokes.
We also collect credit card information for the course fee.
Under the I-PIRP requirements, your personal information must be (and is) protected. Our website is secure and we do not share your personal information. Please read our privacy policy for more information.
We use a biometric keystroke method to validate that the person who registered for the course is the same person who takes the course. Any person who attempts to defraud the system or who accepts a course completion certificate and its associated benefits without having personally completed the entire course has committed a crime and may be subject to prosecution, fines and imprisonment.
Quiz questions are entirely based on the chapter material covered...and are multiple choice or true/false. And if you really need it you get multiple attemps. We yet to have a student who took our course fail the final quiz...
Nope! You can log out and log back in as often as you want. Because the course is divided into chapters, you can complete a chapter or two, take a break, and come back. The system will remember where you left off and give you credit for the time you already spent in the course.
Yes. Our course works on any of the standard PC and Mac browsers, and even on smart phones, netbooks and other internet devices. (NY students have system requirements and device restrictions) For best results we recommend using Mozilla Firefox.
Your login is your driver license number and should be entered from your actual license. When returning to the course, you need to enter your driver license number the same way you did when you first registered, and both your login and your password are case sensitive.
Certificates and completion reporting is handled differently for each state, county and/or court. Additional details will be explained during registration.
Your points are never actually removed from a driving record, but are “reduced” when determining a point total. Please see C-32A document provided by the NY DMV, which will clarify the correct terminology.
We offer various delivery options. Your course tuition includes regular mailing of your certificate. For your convenience, we also offer premium delivery services for an additional cost. Overnight delivery costs an additional $35.00 and will be shipped the day following your completion. Two-day express delivery costs $20.00 and will be shipped the day following your completion. If you live in a rural area, delivery delays may occur. You may also choose priority mail for an additional $6.00. You only need to pay for a premium delivery if you are against a deadline and can't get an extension to complete...otherwise it's FREE!
If you take our online course, we will process your certificate by the next business day. The report will be transmitted to the DMV and a copy sent to you to present to your insurance carrier.
Our certificates are processed Monday-Friday at 12 Noon Pacific Standard Time. Users completing after 12 Noon will be processed the following business day. We ask you to allow 3-5 business days for delivery. Premium delivery services are available for an additional fee.
Your certificate of completion will be mailed to you the very next day after you complete your course online. An email copy of the certificate is not valid and will not be accepted by your insurance company. We also will file a completion with the DMV to reduce points on your driving record.
We also offer expedited mail delivery options at an additional fee if you prefer an overnight deliver service.
Time allowed for completion of courses and deadlines for submitting certificates of completion vary from court to court. We urge you to contact your court for this information to avoid taking this course and not receiving credit from the court.
Each state or court has specific requirements for the processing of certificates. In most cases, we send the certificate directly to the student. Each course as you enroll has the certificate processing instructions associated with that court.
Do you have Adobe Reader installed?
Use the link below to download Adobe Reader: Adobe Reader
If you have already installed Adobe Reader, but still can't open the attachment try saving the attachment to your pc or desktop. Then open Adobe Reader and select File, Open from the menu. Locate and open the PDF file you saved. It should open fine.
You may make your payment online by using a credit card or a bank debit card. We accept Visa, Mastercard, American Express and Discover. If you are uncomfortable submitting your payment online, you can contact our customer support representatives at 800-660-8908.
The cost is set by the course sponsor and the fee varies from one course to another course. Your cost is stated clearly before you register for the course. It is to your advantage to compare courses and their fees. We pride ourselves on being one of the more affordable and best value courses out there.
Completion of a New York DMV-approved Point and Insurance Reduction Program (also known as PIRP and Defensive Driving) provides a 10% reduction for 3 years of the motorist's liability, no-fault and collision insurance premiums. Comprehensive premiums fire and theft are not reduced. The student must calculate his/her discount based upon their individual policy. If you have a traffic ticket, the benefit is even greater! New York Defensive Driving courses can mean a 4-point reduction on your driving record. You can take a course for point reduction every 18 moths even if you have already completed it for insurance discount.
You must complete all phases of the approved curriculum in order to receive a certificate of completion. Any time missed must be made up. The school is prohibited from issuing a certificate of completion if the student has not met all the requirements for course completion and a student shall not accept a certificate under such circumstances.
NYS DMV rules require that you compete the entire course within 30 days of your registration. The course is available 24/7 and you can log in and out as many times as you like during the 30 day period. Credit is given in as little as 5 minutes increments. It is your choice to either complete the entire course at once or break it up to as many sessions as you like as long as it is completed within 30 days.
All refunds will be mailed out or credited back to the credit card that was used within 10 days following receipt of a permissible request for a cancellation. Any requests must be made prior to the issuance of the completion certificate for ANY reason.
The discount will be applied to your primary vehicle. However, you will receive an additional discount for every driver who completes the defensive driving course. Make it a family day! We strongly encourage and offer discounts if you enroll other members of your family.
Yes. Any insured driver who is the principal operator and completes a NY Point & Insurance Reduction Defensive Driving Program will receive the discount.
If you need to verify the course completion has been entered on your record, you may request a copy of your driving record from the DMV. To do so, you can order your driving record on-line
, or complete a "Request for Driver and/or Vehicle Record Information" (form MV-15
), available at any motor vehicle office.
Insurance reduction does not prevent general premium increases, or premium increases due to violations or accidents. It provides a minimum of a 10% reduction for three years, from the base rate of your current liability, no-fault and collision premiums.
Point reduction applies only to points assessed for violations that occurred within the eighteen months immediately before course completion. It does not affect points for earlier violations, and cannot be used as "credit" against future violations or points.
Point reduction cannot reduce your point total lower than zero.
If your license has already been revoked or suspended, or if a violation hearing has already been scheduled, point reduction will not affect that action.
Point reduction does not prevent or cancel a mandatory revocation or suspension for violations such as DWI, DWAI, or three speeding violations within 18 months.
Points may be reduced only once in any 18-month period. The DMV point system and insurance company "point" systems are separate and not related. Point reduction on your driving record does not affect points assigned by your insurance company for violations and accidents.
We will mail you a completion certificate the next day after you complete the online course. If you present your certificate to your insurance company or agent within 90 days after course completion, your liability and collision premium reduction will begin immediately, retroactive to the date you completed the course.
If you need to verify whether the defensive driving PIRP course completion has been entered on your record, you may request a copy of your driving record from the NY DMV. To do so, you must complete a "Request for Driver and/or Vehicle Record Information" (form MV-15). If your defensive driving PIRP course completion is not noted on your driving record more than ten weeks after you completed it, please contact us .
No. Insurance reduction does not prevent general premium increases, or premium increases due to violations or accidents. It provides a 10% reduction for three years, from the base rate of your current liability, no-fault and collision premiums.
The insurance premium reduction applies to all motor vehicles principally operated by the motorist who completes the course. The reduction can be applied to only one driver for each covered vehicle.
Yes. An encrypted SSL connection requires all information sent between a client and a server to be encrypted by the sending software and decrypted by the receiving software, thus providing a high degree of confidentiality. Confidentiality is important for both parties to any private transaction. In addition, all data sent over an encrypted SSL connection is protrected with a mechanism for detecting tampering-that is, for automatically determining whether the data has been altered in transit.
If you provided a valid email address upon registering for the course, your login and password was emailed to you. If you do not have access to email, or did not provide an email address at registration, please contact customer support at 800-660-8908.
You can not forward to the next chapter until the timer at the bottom of your screen reaches zero. However, if you are done with your material you can us the time to review or enjoy our COMEDY BREAK.
First you should try clearing your computer cookies and temporary Internet files. Then once you complete the final quiz BEFORE you click submit, print out a copy of your final so you may fax it in to be manually graded if necessary. Once you have a copy of your final try clicking the submit button again. This time if it still does not work, you may fax your final to: 619-923-2738.
If the pages for our site are not loading completely, you may want to disconnect your Internet connection and log back in. This type of problem is typically caused by your Internet Service Provider or ISP and web traffic. If you continue to experience problems, we recommend disconnecting and returning at a later time to complete the course when Internet traffic is not as heavy. If you are still having problems, you may call customer support at 800-660-8908.
You do not need any special software to use our course. All you need is a web browser and a connection to the Internet. There is no software to download and nothing saved to your hard drive.
Your registration is automatically saved to our server. You must finish each chapter quiz completely in order to receive credit for that chapter. Simply log in using your driver's license and password and we automatically keep track of the course work completed, so the next time you log in, you can pick up where you left off.
There are a few simple things you can do that should clear up your problem:
• Delete your cookies and clear the temporary internet files
• Change your privacy settings to Accept All Cookies
• You might also need to disable any popup blockers and/or your firewall
MS Explorer: To access temporary Internet files, or cookies:
click on Tools, Internet Options
